Week 39: Bureaucratic Hurdles, Folk Festivals and Savings
23. September 2025

In this episode of Plus Forty Nine, we sort through some major shifts in Germany’s migration landscape, including a slight decrease in the refugee population and increasing government action against social welfare misuse. We also explore Germany’s rich tradition of Volksfeste, revealing how local folk festivals keep community and culture thriving beyond the world-famous Oktoberfest. Our guest this week is Alejandro Wagner, a finance adviser originally from Mexico. Alejandro shares practical advice on navigating German banking, budgeting, and investing—offering tips on where to start with ETFs and how to manage your finances with confidence. Plus, in Ask a German, we unpack why Germans tend to keep work and social life separate, especially when it comes to after-work hangouts with colleagues.

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